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REFINANCE YOUR AUTO LOAN FOR UP TO $250 CASH BACK!

Refinance & Enjoy the Journey

DRIVE MORE MEMORIES.

Refinance your auto loan with us and drive away with 1% cash back up to $250! Whether you're looking to lower your monthly payments or just need a little extra in your pocket, we're here to make your journey smoother.

Don't wait—refuel your savings and get rewarded!

REFINANCE YOUR AUTO LOAN NOW!

Couple and baby enjoying nature in back of SUV (NXPowerLite Copy)
ZERO FEES, JUST KEYS!
NO LOAN APPLICATION FEES HERE.*

NEW AUTO LOANS

rates as low as...

5.74%APR*

USED AUTO LOANS

rates as low as...

6.24%APR*
 

TOP-NOTCH BENEFITS

See some other services and programs we offer to help you achieve your financial goals. If you have questions about them or our other products and services, please let us know. We are here to help.

GAP Insurance

Waive all or part of your remaining loan balance if an accident happens.

LEARN MORE ABOUT GAP

Mechanical Breakdown Protection

Protect your vehicle from unexpected repair costs due to mechanical or electrical failure.

WATCH THIS VIDEO ABOUT MBP

Topside's Find My Ride

Our Find My Ride service helps you research and find the right vehicle at the right price.

START SHOPPING NOW
We're here to help.

LET'S TALK!

We're all about helping our members through every stage of life, and that doesn't stop at our top-notch loans. If you need help, get in touch!

Phone

540-663-2181

Web Form

www.topsidefcu.org/contact-us

Location

Find a location near you here.

*For Cash Back: The minimum loan amount is $10,000, maximum loan amount is $75,000. The minimum loan term is 12 months, maximum loan term is 84 months. Maximum cash back amount is $250 per loan. Cashback amounts are subject to all applicable taxes and are the responsibility of the member. Membership eligibility required. All loans are subject to approval and rates may vary depending upon individual credit history and underwriting terms. Refinance of existing Topside Federal Credit Union Loans are not eligible. Monthly payment is $30.31 for $1,000 financed over 36 months at 5.74%APR (*annual percentage rate). Monthly payment is $30.54 for $1,000 financed over 36 months at 6.24%APR. Loan terms from 12 – 84 months are eligible. Minimum loan amount is $500.00. There is no maximum loan amount for new & used auto purchases. Loans over $75,000 are subject to a 1% rate increase. Used vehicles are defined as year models 2016 through 2024 exceeding 20,000 miles. There are no application fees. Fees may occur over the life of the loan. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Contact the Credit Union or visit www.topsidefcu.org/loan-rates for more information.