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Valid 7/16/26 - 10/15/26

RETURN HIGH INTEREST TO SENDER.

TRANSFER YOUR BALANCES & PAY NO BALANCE TRANSFER FEE FOR A LIMITED TIME*

ONLY VALID FOR PREFERRED VISA CREDIT CARDS

Fee-Free Balance Transfers

Return high interest to sender and give your balance a new address. Transfer to a Topside Preferred Visa with no balance transfer fee between July 16 and October 15, 2026 and enjoy a fixed rate as low as 7.90% APR*.

Already have a Preferred Visa with us? Click here to request your fee-free balance transfer!

Apply to open a credit card today! Start here:

 

Continue

Return high interest to sender
 

 

Visa Preferred Credit Card

rates as low as

7.90%APR* 

 

Click here for more details.

TOP-NOTCH BENEFITS

See some benefits of getting a credit card at Topside FCU.

No Hidden Fees

Pay no annual fee and no over limit fee so more of your money goes on your balance.

Low Interest Rates

A competitive, non-variable APR means you'll save on interest so you can purchase more.

Fraud Protection

Relax knowing you have zero liability if your card is lost or stolen and you report it right away.

We're here to help.

LET'S TALK!

We're all about helping our members through every stage of life, and that doesn't stop at our top-notch loans. If you need help, get in touch!

Phone

540-663-2181

Web Form

www.topsidefcu.org/contact-us

Location

Find a location near you here.

*Annual Percentage Rate (APR) current as of 6/1/26. The 3% balance transfer fee is waived for transfers made to a Preferred Visa Credit Card between 7/16/26 and 10/15/26. While we don’t charge annual fees or over-limit fees, other fees may apply—view full details at topsidefcu.org/cards. Loan/card is subject to approval. Programs, rates, terms, and conditions are subject to change without notice. Membership eligibility is required. While there are no annual or over limit fees, other fees may apply, which you can view at topsidefcu.org/cards. Member must make on-time payments during the promotional period. All loans subject to approval. Programs, rates, conditions, and terms are subject to change without notice. Membership eligibility required.

Potential Fees include: Balance Transfer Fee: 3% of the transfer or $5, whichever is greater; Late Payment Fee: up to $20; International Transaction Fee: 1% of each foreign currency transaction; .80% of each US dollar transaction in foreign countries; Stop Payment Fee for credit transaction: $32; Card reissue Fee: $10 per card, one free per calendar year; Express Card Fee: $50 per request.

Annual percentage rate may vary depending on individual credit history and underwriting terms. View https://www.topsidefcu.org/credit-card-rates for more information.

Disclosures: https://www.topsidefcu.org/important-credit-card-disclosures