2025 Spend and Earn

UPGRADE YOUR WALLET TO FIRST CLASS.

$200 CASH BACK* IS CLEARED FOR TAKEOFF.

Your next financial destination? A first-class credit card! Apply for and open a Visa Preferred Credit Card and spend $3,000 before 7/15/25 to score $200 cash back* — automatically dropped into your savings account.

Apply to open a credit card today! Start here:

Visa Preferred Credit Card

rates as low as

7.90%^APR*

Click here for more details.

TOP-NOTCH BENEFITS

See some benefits of getting a credit card at Topside FCU.

No Hidden Fees

Pay no annual fee and no over limit fee so more of your money goes on your balance.

Low Interest Rates

A competitive, non-variable APR means you'll save on interest so you can purchase more.

Fraud Protection

Relax knowing you have zero liability if your card is lost or stolen and you report it right away.

We're here to help.

LET'S TALK!

We're all about helping our members through every stage of life, and that doesn't stop at our top-notch loans. If you need help, get in touch!

Phone

540-663-2181

Web Form

www.topsidefcu.org/contact-us

Location

Find a location near you here.

*Annual percentage rate current as of 4/16/25. Offer only applies to Visa Preferred Credit Cards opened between 4/16/25 - 7/15/25. Cash back will be awarded to members who spend a minimum of $3,000 beginning on 4/16/25 through 7/15/25, and will be deposited into the member’s prime share savings account no later than 8/29/25. While there are no annual or over limit fees, other fees may apply, which you can view at topsidefcu.org/cards. Member must make on-time payments during the promotional period. All loans subject to approval. Programs, rates, conditions, and terms are subject to change without notice. Membership eligibility required.

Potential Fees include: Balance Transfer Fee: 3% of the transfer or $5, whichever is greater; Late Payment Fee: up to $20; International Transaction Fee: 1% of each foreign currency transaction; .80% of each US dollar transaction in foreign countries; Stop Payment Fee for credit transaction: $32; Card reissue Fee: $10 per card, one free per calendar year; Express Card Fee: $50 per request.

Annual percentage rate may vary depending on individual credit history and underwriting terms. View https://www.topsidefcu.org/credit-card-rates for more information.

Disclosures: https://www.topsidefcu.org/important-credit-card-disclosures

SPEND & EARN!